Fertility Financing 

Understanding Fertility Treatment Costs 

Fertility treatment can change your life—but it’s no secret that it can also be expensive. At The Fertility Institute we don’t believe finances should stand between you and your family building goals.  

We don’t hide fees or bury fine print. You’ll get a clear overview of every potential cost before you begin treatment. Our goal is simple: no surprises, no confusion, just clarity. 

Whether you’re considering IVF (in vitro fertilization), egg freezing, or another treatment option, we’ll walk through everything together so you can make informed choices that work for you. 

Discounts & Infertility Treatment Financing 

We understand that fertility care is both a medical and financial commitment. That’s why we work with trusted, national financing partners who specialize in fertility-specific lending. 

These programs make it easier to manage costs through flexible loans, low-interest rates, and monthly payment options tailored to your budget. 

You may qualify for assistance or discounts through: 

• CapexMD 
• PatientFi 
• Future Family 
• ARC Fertility 
• Livestrong Fertility 
• ReUnite Assist 

Our financial advisors will help you compare options and find the one that best fits your needs—because cost shouldn’t be the reason you pause your dreams.

Paying for Fertility Treatment 

You don’t have to figure it all out alone. A dedicated fertility finance counselor will sit down with you before treatment begins to review every option available—from insurance coverage and IVF financing to payment plans and discounts. 

We’ll help you understand: 

• Evolving state and federal legislation 
• What your insurance covers (and what it doesn’t) 
• Your out-of-pocket costs, step by step 
• Financing options for IVF and fertility services 
• Discount programs and savings opportunities 
• Military programs and veteran support 

We’ll talk about real numbers, real timelines, and real solutions—because your focus should be on care, not confusion. 

Using Insurance 

Here’s the truth: fertility coverage varies a lot. Some insurance plans cover diagnostic testing and/or certain treatments or medications, while others may not cover any fertility services at all. 

Our team helps you decode your benefits, confirm your coverage, and understand exactly what’s included before you begin. We also work directly with many major insurance carriers to make fertility care more affordable and accessible. 

If you’ve ever felt lost trying to read through your policy or ask the right questions, we’ll handle the details with you—and for you. 

For Military Personnel and Veterans 

If you’ve served our country, we want to serve you. 

The Fertility Institute proudly supports military members and veterans through exclusive programs and discounted care. We’re a network provider for TRICARE and part of SART’s “Serve Our Veterans” program, helping ensure that those who’ve given so much receive the support they deserve when building their families.